Credit Profile Restoring

Credit profile restoring involves correcting inaccuracies in your credit report and rebuilding your financial credibility. This service is ideal for individuals with poor credit scores due to errors, defaults, or other financial difficulties.

  • Credit Report Review

    We thoroughly examine your credit report to identify inaccuracies, such as incorrect defaults or outdated information.

  • Disputing Errors

    MVC Consulting contacts credit bureaus to dispute inaccuracies and request corrections.

  • Rebuilding Good Credit Habits

    We guide you on how to maintain healthy credit habits to improve your profile over time.

Benefits

Credit Profile Correction

Eliminate errors from your credit report that unfairly lower your score.

Increased Access To Credit

Improve your creditworthiness, opening doors to better financial opportunities.

Positive Financial Future

Build a stable and positive credit history for the future.

Why Choose MVC?

What our clients are saying

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"I was drowning in debt and felt like there was no way out. MVC Consulting helped me negotiate lower repayments and gave me a clear plan to take control of my finances. Thanks to their support, I am now debt-free and finally able to save for my children's future. I can’t thank them enough for their professionalism and care throughout the process."

Nomsa Dlamini

Johannesburg
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"I never thought I’d see my credit score improve, but MVC Consulting changed everything. They helped me restore my credit profile and taught me how to manage my finances better. Today, I was able to buy my first car with a good interest rate, something I thought would never be possible. They truly care about making a difference in people's lives."

Ashwin Jacobs

Cape Town

Take the first step toward financial freedom. Contact MVC Consulting now for a free consultation, and let’s start building a brighter financial future together.

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FAQ

What’s the difference between debt review and debt mediation?

Debt review is a legal process that protects you from creditors, while debt mediation is a negotiation process that may not offer legal protection. 

Debt review:   A legal process that restructures your debt into a single monthly payment plan                                                                          
Debt mediation:   A negotiation process that involves a third party, or mediator, to help you reach a mutually agreeable repayment plan

How long is the term in which I pay off my debt?

Until your debt is done and there’s nothing left to pay for

Will my name be black listed whilst under debt mediation?

No, while you are under Debt Mediation, the credit bureaus cannot blacklist you by law.

Am I able to still apply for finance whilst under debt mediation?

Yes, you can apply for credit after you have completed debt mediation, but it may be difficult to get approved. 

How long after will I see results with my credit score when using the credit score boosting service?

Once you start this process, we draw up your ITC and keep that on record, 3 months later we again draw up your ITC to check your progress if it’s not up to our standards it will be another 3 months, but 3 months is generally the time frame in which we give our clients.

How long will it take to remove the flag after the debt review process is done?

It takes between 21- 60 days, depending on the court, the flag is usually removed by attorneys within 2-3 months

Trusted By Everyday South Africans

The information provided on this website constitutes professional financial and legal advice tailored to assist individuals in managing debt and restoring financial stability. However, the advice and services are specific to each client’s unique circumstances, and outcomes may vary. MVC Consulting is committed to providing accurate and up-to-date information but does not guarantee specific results. Please contact us directly for personalized assistance.

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